HomeTracker
Step 1 of 5
Let's get to know you
All fields are required.
S$
Fixed monthly gross income before CPF deduction
S$
Self-employed, commission, rental or investment income per year. MAS applies a 30% haircut to variable income for MSR/TDSR calculations.
S$
Car loan, personal loan, credit card minimum payments, etc. Deducted from TDSR.
S$
Your CPF Ordinary Account balance. Used to calculate affordability and total available funds.
What are you looking to do?
Select one or both. At least one is required.
🏠 Sell my property
I want to sell my current home
🔑 Buy a property
I'm looking to purchase a new home
💡 Select both if you're selling and buying. You can choose which property type to buy later in your portal.
Your current property
Property type, postal code and unit number are required. Finances default to 0 — your agent will update after consultation.

Financial Details (default 0 if unsure)
S$
S$
S$

Co-Owners (if any)
Your next home
Tell us what you're looking for and add any co-owners for the purchase.
You can change this anytime in your portal.

Co-Owners for Purchase (if any)
💡 If you are buying jointly, add co-owners here. They will receive a portal invite automatically.
Almost done!
Review your details before completing setup.
Hello.
Here's your property overview.
Enquiries
Viewings
Total Buyers
Property News & Updates
Quick Calculators
S$
S$
Change loan amount → LTV auto-updates, or change price → loan auto-updates
%
%
Monthly Instalment
Down Payment Required
Min Cash (5% of price)
Total Interest Paid
Total Repayment
S$
%
Max 75% (1st loan) · 45% (2nd loan) · 0% (3rd loan)
%
S$
S$
S$
Valuation fee ~S$300–S$500
Upfront Payment
Purchase Price
Loan Amount (75% LTV)
Total Down Payment
— Min Cash (5% of price)
— Balance (CPF or cash)
Stamp Duties & Fees
Buyer's Stamp Duty (BSD)
Additional BSD (ABSD)
Legal Fees
Other Costs
Total Cash Required
CPF OA Used
Remaining CPF OA After
Monthly Instalment
S$
S$
Max Monthly Instalment
Max Loan Amount
Max Property Price
TDSR
Loan Tenure Used
Min Cash Upfront (5%)
Your Journey Full view →
Your Journey
Track every step of your transaction.
Enquiries & Viewings
Interest and viewings on your property.
Enquiries
Enquiries
Interest received on your property listing
Viewings Log
Reports
Your financial snapshot & tools.
From Your Agent
Your agent will share more on affordability analysis, detailed calculations and map out the best plan for your situation after your consultation.
CPF & FRS
Your personalised CPF reference.
General Reference
Why this matters when you sell: CPF used + accrued interest at 2.5% p.a. must be refunded to your OA upon sale. This reduces your cash proceeds — always factor this in when upgrading.
My Account
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Change Password
Update your login password.